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Compound Interest Calculator

Calculate how your investments grow over time

$
$
%
years
Future Value $0
Total Contributions $0
Total Interest Earned $0
Interest as % of Total 0%

Growth Over Time

Year-by-Year Breakdown

Year Contributions Interest Balance

What is Compound Interest?

Compound Interest is interest calculated on both the initial principal and the accumulated interest from previous periods. Often called "interest on interest," it's the key to exponential wealth growth over time and is fundamental to investing and savings.

Common Use Cases

Investment Planning

Project how your investments will grow over time.

Retirement Savings

Calculate how much you'll have for retirement.

Savings Goals

See how regular contributions add up over years.

Financial Education

Understand the power of compound growth visually.

How It Works

1

Enter Initial Investment

Input your starting amount and optional monthly contributions.

2

Set Interest Rate

Enter the expected annual interest rate for your investment.

3

Choose Time Period

Select investment duration and compound frequency (monthly, yearly, etc.).

4

View Growth

See future value, total interest earned, and year-by-year breakdown chart.